Stress-Free Roof Insurance Claims for Your Home & Business in New Orleans

At TurnKey Roofer, we understand that roof insurance claims can be a stressful process. We have years of experience in handling roof insurance claims for homeowners and business owners in New Orleans. Our roofing professionals provide the ultimate hassle-free roof insurance claim process so that you can get your roof damage covered quickly and without any worries.

We’re here to help manage everything from inspections to paperwork, so you don’t have to worry about a thing throughout the entire roof insurance claim process. We make sure that all roofing work performed is completed to the highest standards, from repairs and maintenance to total roof replacements.

We also provide unbiased roof inspections and detailed roof condition reports that ensure your roof insurance claim is approved as quickly as possible. Let us take the hassle out of filing a roof insurance claim in New Orleans. Get in touch with us today to get started!

Type of Roof Damage Covered By Insurance

The types of roof damage covered by your insurance will vary depending on the terms of your policy and why your roof needs to be repaired or replaced. A policy typically covers problems that occur suddenly or accidentally and are caused by certain events such as wind, fire, hail, or snow weight.

• Hail Damage: Hail damage is one of the most common roof insurance claims. If your roof has been damaged by hail, it can cause roofing materials to break or crack and cause roof leaks.
• Wind Damage: High-speed winds can be destructive for roof systems and lead to missing shingles, roof punctures, and roof collapses.
• Snow Weight: Snow weight on a roof can be dangerous- when snow accumulates, it adds extra pressure onto the roof system which can cause major damage over time.
• Fire Damage: Fire damage can be comprehensive and devastating for roof systems, requiring a full roof replacement.
• Falling Trees: If a tree falls on your roof, it can cause major roof damage that needs to be repaired or replaced.

What Types of Roof Damage Aren’t Covered By Insurance?

It is important to read your policy carefully and understand what types of roof damage are covered so that you can make an informed decision when filing a roof insurance claim. Certain types of roof damage are not covered by insurance such as:

• Normal Wear & Tear Damage: Normal roof wear and tear over time is not covered by roof insurance and will need to be repaired or replaced out of pocket.
• Damage From Poor Maintenance: Roofs that are not properly maintained may suffer damage as a result that won’t be covered under roof insurance policies.
• Aging Damage: As roofing materials age, they become more prone to damage that isn’t typically covered by roof insurance policies.
• Damages Caused By Animals: Pests and animals can cause roof damage such as chewing on roofing materials that aren’t typically covered under roof insurance policies.
• Pest Damage: Pests such as termites, rodents, and other insects can cause roof damage that isn’t covered by roof insurance policies.

Filing a Roof Insurance Claim in New Orleans

At TurnKey Roofer, we make roof insurance claims simple and stress-free. We understand that roof damage can be a major issue and our roofing professionals will work with you to ensure your roof is repaired or replaced correctly.

Here are some of the tips on filling a roof insurance claim:

Read Insurance Policy

The first step in filing a roof claim is to learn about your policy. It’s pointless to fight for coverage that you never had. For instance, did you choose to exclude wind and hail damage from the coverage for roof damage? Is your insurance coverage based on replacement cost or actual cash value?

Examine The Damages

If you suspect there’s roof damage from a storm, inspect your entire home and not just the roofs. You’ll want to know what kind of damages occur before contacting an insurer so they can start providing coverage for them!

Request an Estimate

Get a repair estimate based on what you have, not how you want to change things. Do not rely on the adjuster to determine the cost of roof repair. Obtain a written estimate on a roofing company’s letterhead that includes the company’s contact information.

Document Damages

Take pictures and videos of roof damage before the roof is repaired or replaced. That way, if there are any problems with your roof insurance claim, you can easily produce evidence to prove what kind of roof damage occurred.

Hire a Professional

When filing a roof insurance claim in New Orleans, it’s important to hire an experienced roofing professional who can repair or replace your roof correctly and efficiently. TurnKey Roofer has years of experience in roof repair and replacement and will work closely with your insurance company to make sure they cover all necessary costs.

Work with Experienced & Professional Roofers in New Orleans

After you’ve discovered and documented any damage, the final step is to contact a reputable roofer for roof damage repair. After we’ve successfully filed a roof insurance claim in New Orleans, FL, the team at TurnKey Roofer can begin working on your project. If you need assistance filing a roof insurance claim or are ready to begin the repair process, please contact us right away.